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Budget 2026 - What it Means for You

Budget 2026 – What it Means for You

The 2026 Budget is a “steady as we go” one — focused on tightening spending rather than big changes. But there are still some key updates worth knowing:

Cost of living support

  • Around 150,000 families will receive an extra $50 per week in support

  • A $450m fund has been set aside in case fuel prices stay high

Tax & income changes

  • No major tax cuts – most tax settings stay the same

  • Some targeted tweaks to simplify rules and improve fairness

  • FBT changes coming to simplify how motor vehicles are treated

  • Foreign investment rules eased (higher $100k threshold)

Business & sustainability

  • New support for businesses to transition away from gas, including government-backed loans to reduce energy costs

  • Ongoing investment in infrastructure and resilience (roads, flood protection, etc.)

Building & growth

  • Continued focus on housing and infrastructure, including more social housing and major projects

  • Policy direction aimed at supporting housing supply and development, rather than direct cash incentives

Not-for-profits (NFPs)

  • Membership fees and subscriptions confirmed as non-taxable

  • Compliance relief with the tax-free threshold increasing from $1,000 to $10,000

Other points to be aware of

  • Ongoing public sector spending cuts as the Government aims to return to surplus by 2028/29

  • More funding for Inland Revenue compliance activity (expect continued focus on tax debt and enforcement)

Bottom line:
No big surprises — this Budget is about careful spending and long-term stability, not quick wins.

If you’d like to understand how these changes affect your business, investments, or cashflow, get in touch with the Blackburne Group team.